Catalog
28 products across 5 families. Pick one to run an eligibility check before applying.
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Logbook loan
Asset-secured · 6-24 mo
Rate
3.5%-5.5% monthly
APR equivalent
51.1%-90.1% APR equivalent
KES 50,000-2,000,000 · 6-24 months
Import finance
Cross-border supplier pay
Rate
2.4%-3.8% monthly
APR equivalent
32.9%-56.5% APR equivalent
KES 250,000-5,000,000 · 45-180 days
Trade finance
LPO / invoice / supplier
Rate
2.2%-3.5% monthly
APR equivalent
29.8%-51.1% APR equivalent
KES 100,000-3,000,000 · 30-120 days
Fleet finance
Multi-vehicle PSV / hail
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Working-capital line
30-90 day SME revolver
Rate
2.8%-4.2% monthly on drawn balance
APR equivalent
39.3%-64.0% APR equivalent
KES 30,000-750,000 · 30-90 day revolving draws
Insurance
Motor insurance
Comprehensive / TPO
Rate
Annual premium from 4.5% of insured value
APR equivalent
Premium financed APR from 28.0%
KES 12,000-180,000 annual premium · Annual policy, optional monthly premium finance
Asset protection
Equipment + plant
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Repo protection
Lender-side coverage
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Trade credit insurance
Buyer non-pay cover
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Mutual aid (Takaful)
Community-pooled
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Life cover
Single + family
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Soko
Vehicle import
JP / UK / SA · 6-week ETA
Rate
Import service fee from 1.5% of landed cost
APR equivalent
Finance APR from 34.4% when bundled
KES 900,000-6,000,000 landed cost · 6-week import journey; finance 6-36 months
Spare parts RFQ
Match to wholesaler
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Auction listings
Salvage + repossessed
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Invoice discount
Verified buyer · same-day
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
LPO advance
Anchor-buyer pre-fill
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Marketplace listing
Sell + auction your asset
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Fleet export pack
Bulk EAC dispatch
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Mechanical warranty
12 / 24-mo cover
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Mshahara
Earned-wage advance
Up to 30% accrued
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Salary advance
End-of-month bridge
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
School-fees loan
Term-aligned repayment
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Sector Index
Agri index
Maize · tea · coffee
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Transport index
PSV · matatu · trucking
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Retail index
FMCG · supermarket
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Construction idx
Cement · steel · labour
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Hospitality index
Hotel · F&B · tourism
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months
Tech services idx
BPO · fintech · SaaS
Rate
From 3.0% monthly
APR equivalent
From 42.6% APR equivalent
KES 50,000-500,000 · 3-12 months