Insurance

Comprehensive or third-party.

Quote in 60 seconds. Bind via M-Pesa.

Rate

Annual premium from 4.5% of insured value

APR equivalent

Premium financed APR from 28.0%

Typical amount

KES 12,000-180,000 annual premium

Typical tenor

Annual policy, optional monthly premium finance

Example total cost

PrincipalKsh 45,000

FeesKsh 300

Interest estimateKsh 4,200

Total repayable estimateKsh 49,500

No hidden broker fee in demo quote
KES 300 policy document handling where applicable

Estimated time to apply

~2 minutes

You can step away and resume from the same device — uploads survive a refresh.

Document checklist

National ID
Logbook copy
Vehicle photos
Prior policy if switching

What happens next

Get estimate
Pick cover level
Consent to insurer sharing
Bind and download proof

If you do not qualify yet

Increase excess or choose third-party cover if monthly premium finance is too high.
Upload clearer vehicle photos if underwriting cannot confirm condition.

Document readiness

Photo capture coach

Place the document on a flat surface with all four corners visible.
Retake the photo when glare, blur, cropped edges, or unreadable numbers appear.
Capture logbook, title deed, ID, and collateral photos in daylight where possible.
Keep each upload under the byte budget so low-bandwidth borrowers can retry safely.

All four corners visible
Cropped edges can hide document type, expiry, or ownership details.Numbers are readable
ID, KRA PIN, logbook, or title numbers must be legible for verification.No glare or shadow
Glare and shadow increase manual review and resubmission risk.Owner or applicant name matches
Name mismatches need explanation before submission.Borrower can retake now
A retake before upload is faster than officer rejection later.Keep uploads low-bandwidth and retry-friendlyBorrower can retake the photo now if needed

Ready to upload clear documents

National IDLogbook copyVehicle photosPrior policy if switching

I understand consent is required before document checksUse low-bandwidth upload guidance before retriesI can retake unclear photos before submittingI accept officer review if evidence needs checking

Ready to start consent and upload

Run eligibility check Start application →