Credit

Bridge the gap between LPO and pay.

LPO advance, invoice discount, or supplier credit against verified buyers.

Rate

2.2%-3.5% monthly

APR equivalent

29.8%-51.1% APR equivalent

Typical amount

KES 100,000-3,000,000

Typical tenor

30-120 days

Example total cost

PrincipalKsh 500,000

FeesKsh 7,500

Interest estimateKsh 24,500

Total repayable estimateKsh 532,000

1.0% origination fee
Buyer verification fee disclosed per anchor

Estimated time to apply

~4 minutes

You can step away and resume from the same device — uploads survive a refresh.

Document checklist

LPO or buyer-confirmed invoice
Delivery note if available
Business registration
KRA PIN

What happens next

Check buyer and document type
Consent to buyer verification
Upload LPO/invoice
Set settlement instruction

If you do not qualify yet

Ask the buyer to confirm the invoice if only a draft LPO is available.
Request a smaller advance rate when buyer concentration is high.

Document readiness

Photo capture coach

Place the document on a flat surface with all four corners visible.
Retake the photo when glare, blur, cropped edges, or unreadable numbers appear.
Capture logbook, title deed, ID, and collateral photos in daylight where possible.
Keep each upload under the byte budget so low-bandwidth borrowers can retry safely.

All four corners visible
Cropped edges can hide document type, expiry, or ownership details.Numbers are readable
ID, KRA PIN, logbook, or title numbers must be legible for verification.No glare or shadow
Glare and shadow increase manual review and resubmission risk.Owner or applicant name matches
Name mismatches need explanation before submission.Borrower can retake now
A retake before upload is faster than officer rejection later.Keep uploads low-bandwidth and retry-friendlyBorrower can retake the photo now if needed

Ready to upload clear documents

LPO or buyer-confirmed invoiceDelivery note if availableBusiness registrationKRA PIN

I understand consent is required before document checksUse low-bandwidth upload guidance before retriesI can retake unclear photos before submittingI accept officer review if evidence needs checking

Ready to start consent and upload

Run eligibility check Start application →