Eligibility check

A handful of yes/no questions. We do not record any personal information at this stage — that comes later, only after you give consent.

Logbook loan: affordability preview

Monthly instalment should remain below 35% of verified monthly inflow.
Recent loan arrears or unpaid insurance can move the case to officer review.

If the result is not eligible

Choose a lower amount if loan-to-value exceeds 55% of the conservative valuation.
Update insurance or clear logbook encumbrances before approval.

Eligibility readiness

Requested amount (KES)Monthly inflow (KES)Other monthly obligations (KES)Income, buyer, collateral, or policy evidence is readyI reviewed what to change if the result is not eligibleI accept officer review when straight-through approval is not possible

Available inflow

Ksh 180,000

Estimated monthly

Ksh 51,500

DSR

28.6%

Prepare evidence before running eligibility.
Review counterfactual guidance before continuing.
Accept officer review if rules cannot decide automatically.