A pre-approved credit limit attached to your Situ wallet. Draw when you need it, repay when you can.
Auto-debit
If your wallet balance goes below zero, the overdraft covers the shortfall automatically.
Interest only on used amount
1.5% pm charged daily on actual negative balance. Not on the full limit.
Repay by topping up
Add funds to your wallet via M-Pesa. Overdraft clears automatically when balance returns positive.
No fixed term
Use as little or as much as you need, whenever you need it.