Choose a live credit route. Each borrower self-service product now opens either the authenticated product flow or the consent-first public origination flow with document upload and OTP tracking.
Cost of credit disclosure — required by CBK DCP Regulations, 2022
Representative APR36% p.a.
Total cost formulaPrincipal × rate × term (months / 12)
Example — KES 50,000 / 12 monthsKES 18,000 interest → total KES 68,000
In-duplum capPenalty charges capped at 100% of principal (Banking Act s.44A)
Regulatory basisCBK Digital Credit Provider Regulations, 2022 §9
Actual APR varies by product, loan amount, and repayment term. The exact schedule is shown before you confirm each application.
Import finance
Pay overseas suppliers through LC, collection, supplier credit, or SBLC.