Government Securities
T-bills and T-bonds direct from CBK DhowCSD. Backed by the Government of Kenya.
Registration interest open
Situ is integrating with CBK DhowCSD to enable direct retail participation in weekly T-bill auctions. Register your interest below.
Register interestCurrent auction calendar
| Instrument | ISIN | Tenor | Coupon/Yield | Min. KES | Auction date | Status |
|---|
| 91-Day T-Bill | KE2000006579 | 91 days | 16.8% pa | 50000.00 | 2026-06-09 | Pending |
| 182-Day T-Bill | KE2000007015 | 182 days | 16.2% pa | 50000.00 | 2026-06-09 | Pending |
| 364-Day T-Bill | KE2000007023 | 364 days | 15.7% pa | 50000.00 | 2026-06-09 | Pending |
| 2-Year T-Bond | KE2000006587 | 2 years | 14.8% pa | 100000.00 | 2026-06-16 | Pending |
| 5-Year T-Bond | KE2000006595 | 5 years | 14.5% pa | 100000.00 | 2026-06-16 | Pending |
Bid lifecycle
1. Reserve wallet funds
Confirm KES amount and leave enough liquidity for fees or failed-auction release.
2. Submit competitive or non-competitive bid
T-bills use auction yield; bonds may use coupon and clean-price conventions.
3. Settlement and custody
Successful allocations settle through the licensed partner and appear in holdings.
Why government securities?
Zero default risk
Backed by the Government of Kenya. Highest-rated instrument in the market.
Competitive yields
91-day T-bill currently offering 16.8% pa — above most savings accounts.
Short tenors available
91-day T-bill: park idle funds for just 3 months at top rates.
Tax-exempt interest
Interest on GoK securities is exempt from withholding tax for individuals.