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3 days before due date
Service reminder
1 day before due date
Service reminder
Morning of due date
Service reminder
Receipt after successful payment
Service reminder
Promise-to-pay follow-up
Service reminder
Build repayment reminder schedule
Set cadence, quiet hours, promise follow-up, channel, and contact consent before reminders are scheduled.
Primary reminder channel
SMS
WhatsApp
Email
Officer call
Next due date
Quiet from
Quiet until
Maximum reminder attempts
Promise-to-pay follow-up date
3 days before due date
1 day before due date
Morning of due date
Receipt after successful payment
Promise-to-pay follow-up
Reminder preview
Shows the actual dates or triggers before the borrower opts in.
3 days before due date
2026-08-21
1 day before due date
2026-08-23
Receipt after successful payment
Immediately after payment confirmation
Respect quiet hours even when repayment is overdue.
Use only channels the borrower has consented to for service reminders.
Escalate to support before sending repeated reminders after a promise-to-pay date is missed.
Include a receipt confirmation after successful payment so the borrower does not contact support unnecessarily.
Borrower has consented to service reminders on the selected channel
Borrower contact consent is required before scheduling reminders.
Prepare reminder schedule
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Email
Channel for service updates
SMS
Channel for service updates
WhatsApp
Channel for service updates
Telegram
Channel for service updates
Marketing offers
Channel for service updates
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