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Payroll loan
Repaid automatically from your salary each month. Lowest default rate, fastest approval.
Apply
Employer name / code *
Monthly net salary (KES) *
Tenor (months) *
12 months
18 months
24 months
36 months
48 months
60 months
Amount requested (KES) * · max KES 768,000
Apply now
How it works
Salary-secured
Repayments are deducted at source before salary reaches your account.
Up to 40% of net salary
Maximum monthly repayment is 40% of your net monthly salary.
Employer confirmation
We contact your employer HR to confirm salary and set up deduction mandate.
Rate: 1.0% pm (12.7% APR)
Lowest rate Situ offers. 2% origination fee.